Here is the detailed list of bank holidays in India for January 2026. Banks across the country will remain closed on selected national holidays and regional observances. That means on certain dates, banks in specific states may shut operations, while in other states they will function normally.
During these bank holidays, customers can continue to use online banking services such as net banking, mobile banking, UPI payments and ATMs without interruption. However, cheque clearing and other over-the-counter banking services under the Negotiable Instruments Act will not be available.
List of Bank Holidays in India for January 2026
| Date | Day | Holiday |
|---|---|---|
| 1 January 2026 | Thursday | New Year’s Day |
| 14 January 2026 | Wednesday | Makar Sankranti |
| 23 January 2026 | Friday | Vasant Panchami |
| 26 January 2026 | Monday | Republic Day |
Highlights of Major Bank Holidays in January 2026
New Year’s Day (1 January 2026) – This marks the first day of the calendar year and is widely observed across India. As banks close nationwide for this holiday, customers should plan major transactions accordingly.
Makar Sankranti (14 January 2026) – A major harvest festival celebrated in many states, Makar Sankranti marks the sun’s journey into the zodiac sign Capricorn and the end of winter. Many banks observe this holiday in the relevant states.
Vasant Panchami (23 January 2026) – A spring festival symbolizing the arrival of the new season, Vasant Panchami is observed in various states and leads to bank closures regionally.
Republic Day (26 January 2026) – A national holiday across India commemorating the adoption of the Indian Constitution on January 26, 1950. Banks, government offices and many businesses remain closed nationwide.
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| January 2026 Calendar (With Holidays) |
What do they mean by a bank holiday?
Bank holidays are those created under the Banking and Financial Dealings Act 1971 and an official public holiday when banks, schools, and many businesses are closed for the day.
What is the difference between a holiday and a bank holiday?
Public holiday is a day that is declared a holiday by the government due to some cultural or historical significance. Bank holiday is a holiday for bank employees
Note: Some regional holidays may vary depending on state government announcements. Always check your local bank branch notice or official RBI regional calendar for state-specific holidays.
