The month of July 2026 includes a blend of national, regional, and religious holidays across various Indian states. Customers should check the Reserve Bank of India (RBI) holiday schedule for their respective regions to plan their banking activities effectively.
While offline services like cheque clearance and in-branch transactions will be affected, digital banking services such as UPI, NEFT, RTGS, ATMs, and net banking will remain fully operational. Customers are advised to plan financial activities accordingly to avoid disruptions.
List of Bank Holidays in India for July 2026
| Date | Day | Holiday | Applicable States / Regions |
|---|---|---|---|
| July 4, 2026 | Saturday | Second Saturday Bank Holiday | All Banks |
| July 6, 2026 | Monday | Kang (Ratha Yatra Continuation) | Manipur |
| July 10, 2026 | Friday | Muharram (Tentative) | All States (Except a few) |
| July 12, 2026 | Sunday | Weekend Holiday | All Banks |
| July 18, 2026 | Saturday | Fourth Saturday Bank Holiday | All Banks |
| July 19, 2026 | Sunday | Weekend Holiday | All Banks |
| July 23, 2026 | Thursday | Haryali Teej | Rajasthan, Uttar Pradesh, Haryana |
| July 27, 2026 | Monday | Karkidaka Vavu | Kerala |
| July 31, 2026 | Friday | Bonalu | Telangana |
| All Sundays | – | Weekly Bank Holiday | Nationwide |
Highlights of Major Bank Holidays in July 2026
1. Muharram (July 10, 2026)
One of the most significant Islamic observances, Muharram marks the beginning of the Islamic New Year. Banks remain closed in most states on this day.
2. Haryali Teej (July 23, 2026)
Celebrated in North Indian states like Rajasthan, Haryana, and Uttar Pradesh, this festival welcomes the monsoon and honors Goddess Parvati’s reunion with Lord Shiva.
3. Karkidaka Vavu (July 27, 2026)
Observed in Kerala, this day is dedicated to remembering ancestors with special rituals and prayers. Most banks in Kerala remain closed.
4. Bonalu (July 31, 2026)
A vibrant festival in Telangana dedicated to Goddess Mahakali, Bonalu involves grand processions and temple celebrations. Banks in Hyderabad and nearby regions remain closed.
5. Second & Fourth Saturdays (July 4 & July 18, 2026)
As per RBI’s regulations, banks are closed on every second and fourth Saturday of the month.
6. Sundays (Weekly Closure)
All banks across India observe Sunday as a weekly holiday, ensuring at least four non-working days during the month.
Note: Some regional holidays may vary depending on state government announcements. Always check your local bank branch notice or official RBI regional calendar for state-specific holidays.
